Group Personal Accident for SME's

Travel Safe And Sound

People are your client's most important asset

Many New Zealand small businesses fail due to the loss of key employees.

Despite this fact 32% of Company Directors have indicated they do not have plans in place to manage this risk.*

When you consider that New Zealand faces increasing labour shortages and businesses struggle to attract and retain talent this is a concerning exposure for your SME clients.

One method of mitigating key person risk is Group Personal Accident Insurance (GPA). It offers lump sump benefits for death or serious injury to employees while also covering the expense of replacement staff costs.

Chubb is now providing insurance brokers with the ability to bind their own GPA policies for SME clients.

GPA benefits

Chubb GPA can be used as a contractual benefit to staff, or the client can receive the benefits and then provide a range of payments and assistance in the event that an employee accidentally dies or suffers a serious injury.

Policy benefits:

  • Lump sum benefits for Accidental Death or Disablement through injury
  • Lump sum benefits for broken bones
  • Benefits for injuries resulting from events such as terrorism or workplace trauma
  • Funeral expenses
  • Return to work assistance
  • Replacement staff /recruitment costs
  • Company image protection
  • Home and car modification costs
  • Car-jacking benefit
  • Air or road rage benefit
  • Public transport ticket benefit

Bind in 3 easy steps

Our terms can be offered to qualifying mutual clients with no application form required!

Quote and bind policies directly with your clients in 3 easy steps:

Terms and Conditions apply

Get in touch

If you are interested in this offer and would like further details please do not hesitate to contact Chubb's Accident & Health team:

Why Chubb?
  • Marketing leading policies with broad coverage and a host of additional benefits included as an exclusive endorsement suite for this offer
  • Expert knowledge and service from local underwriters
  • A dedicated claims team with escalations points based in Auckland that is focused on swift and satisfactory outcomes
  • A truly global network of expertise and servicing capability

Policy documents

Group Personal Accident & Sickness Schedule
Group Personal Accident & Sickness Schedule
Group Personal Accident & Sickness Policy Wording
Group Personal Accident & Sickness Policy Wording

Related products

Business Travel Insurance
Business Travel Insurance
Do you want to know more?

Contact us to find out how we can help protect your SME clients against key person risk.