Simply Home in Malaysia - Chubb
 Personal Insurance

Simply Home

It is reasonable to protect something valuable to you, such as your house and its contents. Crafted to provide coverage for home structures, fixtures, fittings and its contents against unexpected loss or damage, Simply Home is a customizable insurance solution that comes with value-added benefits at no additional cost to ensure that your house and its contents are protected round the clock.

Coverage Highlights

Part I: Compulsory – choose at least one (Option A and/or Option B)

For Your Home

Option A: For Building

Cover for loss or damage to your residential building including fixtures, fittings, walls, roofs, etc. under a fixed sum insured as quoted in the package plan

Option B: For Contents

Cover for loss or damage to your home contents such as electrical items, furniture, household appliances, etc. under either a fixed sum insured as quoted in the package plan or a flexible sum insured nominated by you.

Part II: Optional – select any or pick all

For Your Family

Cover your family* against accidental death, permanent disablement and hospital allowance.

For Your Liability

Cover you against personal liability for up to RM250,000.

For Your Valuables

Cover for accidental loss or damage to your valuables such as jewellery and watches (specified or unspecified articles).

*Family shall include you, your spouse, parent and parent-in-law (aged from above 18 years old to below 75 years old) and dependent child(ren) (aged from above 1 year old to below 21 years old), who reside permanently with you in the building and are named in the schedule.

Part III: Complimentary value-added benefits

Value-added benefits will be provided according to the option selected in Part I.

Value-Added Benefits For Building For Contents
Alternative Storage X
Outbuilding Extension X
Cleaning and/or laundry cost due to insured perils X X
Unoccupancy extension up to 120 days X X
Loss or damage to guest property X
Damage to frozen food X
Contents keep within compound X
Loss or damage to legal documents and money due to insured perils X
Damage to security system due to theft and attempted theft X
Cost of replacement of home lock and/or key(s) X
Home assistance X

Key Benefits

  • Average value relief up to 85% of the value of building and home contents
  • Complimentary value-added benefits
  • Extended non-occupancy period up to 120 days
  • Flexibility to insure home contents on nominated sum insured
  • Flexibility to add-on covers to protect your family, liability and personal valuable
  • 24/7 home assistance at 03-7952 0135

Please refer to the policy contract for the full details of benefits, terms and exclusions that are applicable. The information provided here is a brief summary for quick and easy reference. The exact terms and conditions that apply are stated in the policy contract.

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