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1.   Chubb MY “A Better You” Challenge (“Contest”) is organized by Chubb Insurance Malaysia Berhad (“Chubb”).

2.   This Contest is only open to Malaysian Citizens and Malaysia Permanent Residents aged 18 years old and above only (“Participant”).

3.   Chubb’s employees (including its associated, affiliated and subsidiary companies) and their family members, Chubb’s Intermediaries (including agents, brokers and financial advisors) and their staff, as well as those who are involved in organizing, advertising and/or running the Contests are not eligible to participate in the Contest.

4.   By participating in the Contest, the participant is deemed to have accepted all the terms and conditions set out herein.

5.  The qualifying period for the Contest is from 1 December 2022 – 15 December 2022, 11:59PM (both dates inclusive) ("Contest Period"). Entries received after 15 December 2022, 11:59PM will not be eligible for the contest.

6.  To be eligible to win, Participants are required to complete the following steps:

i)      Like & Follow Chubb MY’s Facebook Page (https://www.facebook.com/ChubbInsuranceMY)

ii)    Put the answer in the comments.

iii)  Tag 3 friends and share the post.

7.    Only Participants that submitted the complete entry and fulfill the Terms and Conditions set out herein shall be eligible for a chance to win a prize (“Qualified Participants”).

8.   Only ten (10) Qualified Participants (“Winner”), as decided by Chubb, will be selected to receive a 2023 Chubb Calendar (“Prize”).

9.   Results for the Contest will be announced via Chubb MY within one (1) month after the end of the Contest Period. Chubb will notify the Winners respectively via Facebook Private Message. The Winners are required to provide their full name, contact number, postal address and email address for Prize fulfilment purposes.

10.    If a Winner fails to provide the details within five (5) calendar days, the Prize for that Winner will be forfeited. The Winner whose Prize has been forfeited as indicated herein shall not be entitled to seek for any compensation from Chubb.