Umbrella Liability Insurance

Sometimes, extra coverage is importantThis product by Chubb provides excess cover over your company’s current liability insurance policies, removing the need to issue separate excess liability covers over each liability insurance policy. You can also stretch its coverage and add protection benefits where gaps in the primary insurances have been overlooked.

Coverage Highlights

Market specialisation

  • Construction (third party liability exposures) 

  • Manufacturing (light and heavy industries) 

  • Distribution (wholesalers, retailers) 

  • Real estate and hospitality (serviced apartments, hotels, resorts, etc.) 

  • Energy (utilities, oil and gas, petrochemicals, etc.) 

  • Services (banks, telecommunications, etc.) 

  • Retail

What it covers

  • Dropdown coverage of agreed underlying primary liability insurance policies upon exhaustion of annual aggregate  limits 

  • Dropdown coverage for contingencies not covered under the agreed primary liability insurance policies 

  • Excess limits


  • Provides difference in limits/conditions coverage 

  • Broad definition of ‘Personal Injury and ‘Insured 

  • Global network of over 50 countries 

  • Availability of casualty risk engineering capabilities 

  • Large capacity limit of up to USD50 million

Please refer to the policy contract for the full details of benefits, terms and exclusions that are applicable. The information provided here is a brief summary for quick and easy reference. The exact terms and conditions that apply are stated in the policy contract.

Have a question or need more information?

Contact us to find out how we can help you get covered against potential risks