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Foreign Workers Hospitalisation and Surgical Scheme (FWHS)

Since 1 January 2011, all foreign workers in Malaysia are required to be insured under this insurance scheme. For an annual premium of RM120, the policy will cover them annually for RM10,000. Chubb is one of the panel insurance companies appointed and approved by the Ministry of Health (MOH) to provide foreign workers with this insurance.

Coverage Highlights

What it covers

  • Daily hospital and room board of up to a maximum of 30 days
  • Intensive care unit (ICU) of up to a maximum of 15 days
  • Operating theatre fees
  • Surgical fees
  • Anesthetist fees
  • In-hospital physician visits of up to a maximum of 30 days
  • In-hospital specialist consultation visits of up to a maximum of 30 days
  • Ambulance fees
  • Medical report fees

Please refer to the policy contract for the full details of benefits, terms and exclusions that are applicable. The information provided here is a brief summary for quick and easy reference. The exact terms and conditions that apply are stated in the policy contract.

Have a question or need more information?

Contact us to find out how we can help you get covered against potential risks