For an optimal site experience, we recommend using a different browser.
Using Internet Explorer may prevent you from accessing Chubb.com, and some site features may not function as expected.

X
skip to main content
Empty commercial properties

Managing The Risk

The following should be considered:

  • Exterior and interior security
  • Decommissioning and recommissioning protocols
  • Building condition monitoring
  • Protective system supervision and maintenance
  • Review of risk management protocols

External Areas

  • Implement enhanced exterior security including physical measures and guarding protocols
  • Remove all excess materials and combustibles such as rubbish bins and idle pallets from around the building
  • Trim and maintain vegetation to prevent overgrowth
  • Check the roof for vegetation growth, clogged drains or signs of vandalism
  • Maintain exterior lighting to deter crime or vandalism

Internal Areas

  • Provide intrusion, fire and liquid leakage detection for unattended areas. Detection systems should signal to a constantly attended location or monitoring service
  • Ensure that safety related equipment (including emergency lighting, fire extinguishers, etc.) is maintained in an operable condition
  • Minimise the quantities of combustible materials on-site. Hazardous materials should be removed from the premises
  • Valuable items should be removed or secured in dedicated controlled
  • Interior doors should be closed and secured where applicable

Risk Management Protocols

  • Decommissioning of building services may be considered but should not expose the facility to heating, fire and or security protection outages
  • Recommissioning plans should be established
  • Maintenance protocols for protective systems (including sprinklers, fire alarms, fire doors, intrusion alarms, CCTV systems, etc.) should continue to be in accordance with recognised standards and manufacturers recommendations. Deviations from normal protocols should be agreed in advance with Chubb Risk Engineering Services
  • Machinery and equipment should be decommissioned in a controlled manner to minimise the risk of damage and facilitate future recommissioning. Plans for appropriate maintenance regimes (including statutory and preventative requirements) should be established. It may be necessary to catch up on deferred maintenance prior to recommissioning
  • Plans should be established for reduced staffing at monitoring services, security guarding, emergency response and support for previously established response procedures
  • Contingency plans for utility and infrastructure failure or availability limitations should be reviewed
  • Building inspection protocols should be maintained, with at least weekly inspections of unattended areas recommended
  • Critical hygiene and pest control protocols should continue to be maintained
  • Protective systems impairments should continue to be reported to Chubb via email at fireimpairment.MY@chubb.com

Premises Shutdown Checklist

Use this checklist to ensure your premises is shutdown correctly.

This content is brought to you by Chubb Insurance Malaysia Berhad, Registration No. 197001000564 (9827-A) (“Chubb”) as a convenience to readers and is not intended to constitute advice or recommendations upon which a reader may rely. Any references to insurance cover are general in nature only and may not suit your particular circumstances. Chubb does not take into account your personal objectives, financial situation or needs and any insurance cover referred to is subject to the terms, conditions and exclusions set out in the relevant policy wording. Please obtain and read carefully the relevant insurance policy before deciding to acquire any insurance product. A policy wording can be obtained at www.chubb.com/my, through your broker or by contacting any of the Chubb offices or Chubb agents. Chubb makes no warranty or guarantee about the accuracy, completeness, or adequacy of this content. It is the responsibility of the reader to evaluate the quality and accuracy of material herein.

© 2022 Chubb. Not all coverages available in all jurisdictions. Chubb® and its respective logos, and Chubb. Insured.SM are protected trademarks of Chubb.

Related Articles

Contact Us

Have a question or need more information? Contact us to find out more.