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One thing we know for certain these days: Life can change quickly and not always in the way we would like. If you’re considering traveling for business or leisure, travel insurance can help give you peace of mind in case not everything goes as expected.

If you’re not sure you need travel insurance, consider these reasons others have found it valuable:

 

  1. You won’t lose the entire cost of the trip if you cancel. No matter how well we plan in advance, sometimes we need to suddenly cancel a trip. Airlines, cruise lines, or hotels may offer minimal or no refund for abrupt cancellations. Having travel insurance can provide you with an extra layer of protection, should you need to change your plans for a covered reason.

  2. Medical emergencies during a trip, especially overseas, can be costly. Unfortunately, just because you are on vacation, doesn’t mean you are immune to accidents or illness. And, to make things worse, your health insurance might not cover any of your expenses if you’re in a foreign country. But travel insurance with emergency medical benefits can help pay for expenses due to covered medical and dental emergencies that occur during your trip – and may even help you coordinate your trip home so you can get treated by your own doctor.

  3. You won’t have to pay for costs due to travel interruptions or delays. Frequent travellers know that it is very common for flights to run behind schedule, which can cause significant delays in your trip. But with travel insurance, you’ll be compensated for the delay which can be used to pay for your accommodations or meals. 

  4.  Delayed or lost baggage can be a real inconvenience. If your luggage gets lost temporarily or permanently when you are traveling, travel insurance will reimburse you for essential items that you need so your day-to-day can go on like nothing ever happened.

    If you are travelling soon, don’t forget to check out our post on ‘8 Ways to Help Ensure Safe Travels’. 

Disclaimer - This content is brought to you by Chubb Insurance Malaysia Berhad, Registration No. 197001000564 (9827-A) (“Chubb”) as a convenience to readers and is not intended to constitute advice or recommendations upon which a reader may rely. Any references to insurance cover are general in nature only and may not suit your particular circumstances. Chubb does not take into account your personal objectives, financial situation or needs and any insurance cover referred to is subject to the terms, conditions and exclusions set out in the relevant policy wording. Please obtain and read carefully the relevant insurance policy before deciding to acquire any insurance product. A policy wording can be obtained at www.chubb.com/my, through your broker or by contacting any of the Chubb offices or Chubb agents. Chubb makes no warranty or guarantee about the accuracy, completeness, or adequacy of this content. It is the responsibility of the reader to evaluate the quality and accuracy of material herein.

© 2022 Chubb. Not all coverages available in all jurisdictions. Chubb® and its respective logos, and Chubb. Insured.SM are protected trademarks of Chubb.

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