Individuals & Families

Renter's Insurance

  • Effective October 1, 2019
    Chubb can help protect your personal property and cover accident liability expenses with exceptional claims service.
For further information, please see our English speaking agents

Living Protection Coverage Overview

Compensation For Damage To Household Articles [Insurance Benefits]

We will pay insurance benefits when you are involved in the following accidents:

  1. Fire
  2. Lightning Strike
  3. Burst and explosion
  4. Falling, flying, crash, and collapse of objects from outside the building
  5. Exposure to water due to an accident occurring to the plumbing equipment or occurring in another room
  6. Violence and vandalism from a riot and labor dispute
  7. Flood
  8. Burglary and theft household articles, currencies, checks, deposits and savings certificates, and tickets
  9. Wind, hail, or snow
  10. Accidental losses other than 1-9 above

We will Cover the Expenses Associated with the Accident [Expense Insurance Benefits]

Water pipe repair
In the event a water pipe is damaged due to freezing, we will cover the expenses for restoring the pipe to the conditions immediately before such damage.

Door Lock replacement
In the event the insurance benefits are paid as a result of theft or if the door key to the building is stolen in Japan while carried outside the building, we will cover the expenses for replacing the door lock.

Accidental Fire Solatium
We will pay the insurance benefits to cover consolation payments or other expenses in the event of any damage to a third party’s property due to a fire, rupture or explosion occurring on the premises of the building specified in the policy.

Earthquake Fire
We will cover expenses in the event of total loss of the Insured Property (household articles) or at least the half loss of the building containing such Insured Property by fire caused by earthquake, eruption or tsunami.

Extra Expenses
We will cover extra expenses in the event the insurance benefits are paid for damage to the Insured Property, except for damage caused by theft of currencies, checks, deposits and savings certificates, and tickets.

Debris Removal
In the event the insurance benefits are paid for damage to the Insured Property, except for damage caused by theft of currencies, checks, deposits and savings certificates, and tickets, we will pay the insurance benefits to cover the expenses for removing any debris of the household articles damaged by such accident.

Special Clause

Liability/repair expense coverage

  • Personal liability
  • Lessee’s liability
  • Repair expense

Legal protection expense

Stalker Response Expense (Optional coverage)

Emergency Rental/moving expense (Optional coverage)