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Coverage Highlights

What it covers

  • A single premium term life plan that provides financial protection against death
  • Flexibility to choose up to 15 years of protection, not exceeding age 65
  • Sum assured from a minimum of IDR 50,000,000, up to IDR 3,000,000,000
  • The minimum and maximum entry age to this policy is age 20 and 60
  • A lump sum premium is to be paid up front


  • Death Benefit

In the event of an insured’s death, Chubb will pay the outstanding debt (calculated according to the decreasing sum assured table) to the bank. Should the insured’s death be a result of an illness, there will be a waiting period of 90 calendar days before a lump sum payout can be made.

  • Repayment Benefit

An insured is entitled to a lump sum benefit in the event a repayment is made. This repayment benefit amount is calculated based on the terms stated by Chubb.

The material presented is a product summary. Please refer to the Terms and Conditions of this policy for further information.