It's an ideal vision for having less worry about the future and live your life balance. Flexi Link Amanah Syariah provide a solution of life protection gap and give sum assured which derived from the collection of funds from all participants (Tabarru' contribution) in the case of death during the period of insurance.
Participants entitled to obtain Surplus Underwriting as follows:
In accordance with the provisions written in the policy, you are free to:
.
Here is an illustrative sample of benefits and investment return for 30 years.
Mr. A, 30 years old, invests in 10 years, IDR 12,000,000 each year, with sum assured of IDR 250,000,000
Number of Years |
Age |
Accumulation of Contribution |
Investment Return |
Benefits of Sum Assured |
1 |
30 |
12,000 |
1,763 |
251,763 |
5 |
34 |
60,000 |
38,266 |
288,266 |
10 |
39 |
120,000 |
138,084 |
388,084 |
20 |
49 |
120,000 |
349,060 |
599,060 |
30 |
59 |
120,000 |
900,743 |
1,150,743 |
- Formated on thousand Rupiah
- Assumption of 10.5% return on investment
- Without any additional rider
Illsutration Explanation
- If there is a risk of death, participant will obtain benefit that consist of sum assured + investment return
- If Mr.A (on the illustration above) has passed away on 59 years old, therefore:
This illustration is only an approximate picture of the investment performance of the selected types of investment funds and is not a guarantee of investment performance. Unit-linked products will provide optimal investment returns when the fund is invested in accordance with the terms, conditions and time frame which has been agreed before. Policy cancellation or early withdrawing funds will affect the result of the development of investment and lead to suboptimal investment results.
Notes:
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