Small and Medium Enterprises (SMEs) Insurance

We believe that the business you build from zero is a precious possession. Imagine if fire, flood, earthquake, burglary, or any other hazard risks occur. Are you certain that the disruption will not affect your business?

Small and medium enterprises can be more vulnerable against fluctuating economic conditions and other business disruptions. As one of your sources of income, it is vital for you to choose a tailored protection that answers the specific needs of your business.

The coverage Chubb provides through its Non-Residential Property Insurance can be customised according to risks that your business faces.

Chubb's Non-Residential Property Insurance is targeted for, but not limited to, the following businesses

  • Offices
  • Shops
  • Supermarkets
  • Restaurants / cafes
  • Beauty Salons
  • Motor Vehicle Workshops
  • Hotels
  • Hospitals
  • and, Schools

Standard Coverage

  • Fire
  • Lightning
  • Explosion
  • Airplane crashing
  • Smoke
  • Riot, strike, lockout, crime, public commotion, and looting occurring during the riot or public commotion
  • Flood, hurricane and/or storm, damage due to water
  • Theft, burglary including attempted theft or burglary
  • Hit by another vehicle
  • Landslide, land subsidence or landslip
  • Earthquake, volcanic eruption, fire and explosion following earthquake, volcanic eruption and tsunami
  • Inadvertent accident due to risks not exempted by the policy

Additional Coverage

  • Legal Liability
  • Continuity Benefits
  • Compensation for Death due to Accident
  • Short-circuiting
  • Fire fighter cost
  • Fire extinguisher equipment cost
  • Key replacement cost
  • Terrorism and sabotage

*up to a certain limit

Interested in this Chubb policy?

Have a question or need more information? Contact us to find out how we can help you get covered against potential risks