Personal Insurance

Group Accident Insurance

Occupational and personal accident insurance providing businesses with protection for their employees.

Employers who make a significant contribution to the safety of valuable members of their staff and key employees create a good impression. Group Accident Insurance affords businesses the opportunity to secure their employees' loyalty through a comprehensive package of employee benefits.

Scope

  • 24-hour Accident Insurance
  • Occupational Accident Insurance
  • Business Travel Accident Insurance
  • Accident Insurance for Company Sports Activities
  • Accident Insurance for Guests/Visitors
  • Accident Insurance for Plant Fire Brigades
  • Accident Insurance for Clubs/Associations
  • and much more

Benefits

  • Disability benefit payable as of 1% disability
  • Transition benefit payable after 6 months
  • Daily benefit payable as of the 43rd day of incapacity for work – or even earlier
  • Daily hospital benefit payable for up to 1,000 days
  • Convalescence benefit payable for up to 100 days
  • Death benefit
  • Treatment at a health resort and/or rehabilitation assistance
  • Reimbursement of search and rescue costs
  • Reimbursement of the costs of cosmetic surgery
  • Reimbursement of the costs of workplace modification
  • Reimbursement of the costs of home/vehicle modification
  • Reimbursement of the costs of flying back from abroad following accident or illness

Further Details

The insured persons do not have to be named; just the number of persons is registered once a year, at which point the up-to-date premium is calculated. This is the same for all the persons in a group, regardless of their occupation or risk category.

Premiums

The premiums are based on the number of persons, as well as the nature and amount of the insured benefits.

Dread Disease Extension

With Dread Disease, the innovative additional module offered under the Group Accident Insurance, you can provide valuable key personnel with financial protection in case of an emergency. The policy encompasses the diagnoses of cancer, heart attack and stroke, thus more than 80% of all cases of critical illness.

Information

The purpose of this information is to provide a first overview of the possible insurance cover included in the Group Accident Insurance policy. For the full and legally binding terms and conditions, please refer to your policy documentation.

Supplemental Product

Employers generally purchase Business Travel Insurance for their employees. We offer comprehensive coverage while travelling on business at home and abroad.

Questions?