Market research shows that 88% of organisations have adopted a working from home strategy in response to Covid and that moving forward, staff will work from home at least 1-2 days a week. This increased working from home environment creates new challenges for employers and employees alike including new health and ergonomic considerations, and new working conditions.
Chubb’s Work from Home Group Personal Accident Insurance policy is designed to provide support to businesses and their employees as they navigate and adapt to their new working environments.
The Work From Home Product is 24 hour cover for employees of a policyholder while they are working from home. Home includes the covered person’s usual place of residence and also includes another location(s) agreed by the policyholder for the covered person to undertake their work.
It is designed to provide cover for mishaps at Home such as cccidents, serious burns, serious sprains, strains and/or tears, to serious bodily injuries like quadriplegia, permanent partial and Permanent Total Disability, and Accidental Death that may happen while working from home.
Cover is also extended to activities undertaken by covered person’s during their usual working day such as exercise, household chores, meal breaks, and school drop off or pick up.
For further information please refer to the Work From Home brochure.
Terms, conditions and exclusions apply to the Policy for example there is no cover for Pre-Existing Medical Conditions, Degenerative Medical Conditions and Sickness. Please read the Work From Home Group Personal Accident Product Disclosure Statement (PDS) for full details.
Capitalised terms are terms defined in the Policy wording. For all Policy definitions please refer to page 11 of the Policy.
To find out more about the Work From Home product or if you have any queries please contact our team.