Like a work of art or a piece of fine jewellery, a fine bottle of wine or spirits can be a treasure, with special memories and unique stories.

With our broad coverage and unparalleled service, you can trust Chubb to help protect the very special things you’ve acquired over the years.

Chubb Masterpiece® Valuable Articles Coverage Highlights

  • Individualized coverage 

    We offer flexible, worldwide coverage options to meet your unique needs and cover most causes of loss with no deductible.
  • Automatic coverage for new items

    If you already have itemized jewellery, fine art, wine or other collectibles, newly acquired items are covered for up to 90 days (25% of the itemized coverage).*
  • Paying market value 

    In certain cases, we’ll pay up to 150 percent of the amount itemized on your policy to account for increases in market value when you choose to replace your lost item.
  • Agreed value feature

    We’ll work with you upfront to determine the value of your items. Then, for covered total losses, we’ll make sure you’ll get 100% of the agreed value as a cash settlement.
  • Blanket or Scheduled Items

    Protect an entire collection with blanket coverage, itemize your individual bottles, or do both. It's up to you.
  • Coverage for Mechanical Breakdown

    We provide coverage for wine which has been damaged due to loss of utility service or mechanical breakdown of climate control equipment.

Masterpiece® Valuable Articles Insurance for Your Collectible Wine
Masterpiece® Valuable Articles Insurance for Your Collectible Wine
Protect your wine, so you can appreciate it for years to come
Chubb Masterpiece Valuable Articles Brochure
Masterpiece® Valuable Articles Insurance Brochure
Insure your valuables with confidence
Guide to Insuring Your Wine and Spirits
Guide to Insuring Your Wine and Spirits
Why it's important to protect your wine and spirits

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*Newly acquired coverage does not apply to wine.

Disclaimer: This information is descriptive only. All products may not be available in all provinces and territories. Coverage is subject to the language of the policies as issued.

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Tips & Resources

We help you stay ahead and informed with these helpful tips and tricks

5 Factors That Make Wine Valuable
Whether you’re thinking about purchasing wine, or have started building a collection, it’s important to understand what factors determine t
5 Tips for Buying Collectible Wine
If you’re investing in wine for both pleasure and potential return, keep in mind that not every wine is a good investment with the potentia