Premises Pollution Liability Products

Premises Pollution Liability (PPL) Policy

  • Our suite of PPL coverages for domestic and Canada-based multinational companies can meet your needs and protect your business operations

Coverage Highlights

Coverage

  • Premises Pollution Liability (PPL) Policy types available include: PPL and PPL Portfolio
  • Industry-specific endorsements to provide unique coverages for Public/Educational Entities and Multinational businesses
  • Coverage for domestic and Canada-based multinational companies
  • Admitted local policies outside of Canada can be placed as part of a master Canadian program
  • Claims-Made and Reported coverage form
  • Sudden and accidental and non-sudden/gradual pollution events
  • Owned, operated, managed, leased or maintained locations coverage may be available on a blanket basis by endorsement
  • Broad definition of pollution conditions including illicit abandonment and medical, redbag, infectious and pathological wastes
  • Indoor Environmental Conditions coverage, including fungi, and Legionella pneumophila
  • Third-party Property Damage coverage including Natural Resource Damages
  • Built-in coverage for Emergency Response Costs
  • Transportation coverage
  • Non-owned Disposal Site coverage
  • Business Interruption and Delay Expense coverage
  • Catastrophe Management Costs coverage
  • Products Pollution coverage may be available by endorsement
  • Off-site operations coverage for work performed by or on behalf of a Named Insured may be available by endorsement

Benefits

  • Chubb financial stability (rated AA by Standard & Poor’s and A++ by A.M. Best)
  • Option to tailor coverage for complex risks, such as mergers and acquisitions and multinationals
  • Environmental Incident Alert - our complimentary program developed to assist clients find and dispatch qualified incident response contractors, monitor cleanup costs and mitigate potential liabilities associated with environmental releases
  • Experienced underwriting specialists across North America and specialized claims expertise
  • Broad range of risk control services available through national and international network of best-in-class engineering consultants, including environmental risk control experts from ESIS, Inc.®
  • Thought Leadership that addresses the complexities of domestic and global environmental regulations and compliance
  • Valued long term relationships

Minimums and Limits

  • Targeted Minimum self-insured: $10,000
  • Targeted Minimum premium: $5,000
  • Capacity available up to $50 million per/aggregate limit, inclusive of legal defense costs

Policy Terms

  • Annual or multiyear policy terms available

Target Segments

  • Agriculture
  • Chemical/Petroleum Storage
  • Commercial
  • Education (Pre-K through 12, Higher Education)
  • Healthcare
  • Hospitality
  • Industrial
  • Manufacturing
  • Mergers & Acquisitions
  • Mixed Use/Residential
  • Public Entity
  • Quarrying
  • Real Estate
  • Recreation
  • Renewable Energy
  • Research & Development
  • Retail
  • Warehousing & Distribution

Forms/Applications