Medical Liability

Life Sciences

The life sciences industry is fast-paced, innovative, and fiercely competitive. As your business changes, so do your risks. At Chubb, we understand these risks and their potential costs. In fact, we've been a leader in offering state-of-the-art property and casualty insurance protection to life sciences companies for more than 25 years.

Our policies cover global products, professional liability and clinical trials in countries around the world.

Coverage Highlights


  • Experienced underwriters, claims, and loss control specialists who understand the unique and complex challenges of the Life Sciences industry.

  • Through an extensive network of wholly owned offices around the world, Chubb provides locally admitted and global insurance products

  • Financial Strength: Chubb consistently earns high ratings from A.M. Best Company for financial stability and from Standard & Poor’s and Moody’s for claim–paying ability


  • Integrated, flexible insurance protection - We offer a full suite of innovative and integrated risk solutions and work with you to produce a tailored insurance and risk management program specifically designed to address your company's unique risks

    • Property

    • General Liability (premises liability, products & completed operations)

    • Human Clinical Trials

    • Commercial Auto

    • Crime

    • Cyber Crime and Liability

    • Directors and Officers Liability

    • Employment Practices Liability

    • Environmental

    • Fiduciary Liability

    • Kidnap/Ransom and Extortion

    • Professional Liability

    • U.S. Workers Compensation

    • Umbrella and Excess Liability

    • Workplace Violence Expense

Client Profile

  • Medical Device manufacturers

  • Pharmaceutical and biotechnology companies

  • Drug discovery technology companies

  • Dietary supplement / National health product companies

  • Analytical laboratories

  • Third party outsourced service providers, including:

    • Contract research organization
    • Contract drug and device manufacturers


  • Human Clinical Trials