Employee Benefits

Hospital Indemnity Insurance

  • Stand-alone mandatory or voluntary plans available.
  • Can be added as a rider to our Critical Illness, AD&D or Life plans.
  • Guaranteed acceptance regardless of current state of health.
  • Single or family coverage.
  • Flexible payment options.
  • Accident only or accident and illness coverage options available.

When an accident or illness results in employee hospitalization, there are additional costs not covered by government or employer plans that can cause financial hardship. These may include medical bills, parking, meal costs for visiting families, accommodations for out of town visitors, day care or pet care, and more. Our Hospital Indemnity plan helps with these costs.

Coverage Highlights


  • Benefit can be used any way the insured chooses – to cover additional medical expenses or for any other out-of-pocket costs.
  • Benefits are paid directly to the insured.
  • Plan pays up to $150/day upon discharge for hospitalizations over three days paid in addition to any other insurance.
Contact Us

For more information about Chubb Accident & Health’s portfolio of products and services, please call your local sales representative.