ForeFront Portfolio

Employment Practices Liability Insurance

  • Coverage for insured persons’ spouses and domestic partners for such insured persons’ wrongful acts
  • Subject to the applicable aggregate limit of liability, no cap on Chubb’s liability in the event the insured refuses to consent to a recommended settlement
  • Definition of Loss includes punitive, exemplary, and multiplied damages, where permitted by law, in the venue most favorable to the insured

Even the smallest employee dispute at your company can turn into an expensive litigation. Spurred by federal legislation, monetary awards for employment-related claims — harassment, discrimination, wrongful termination, retaliation, defamation, unfair hiring practices, and other workplace torts — are steadily rising, with no end in sight.

Coverage Highlights

  • Includes new Canadian Termination Coverage
  • Enhanced reporting provision when renewed with Chubb
  • Coverage for insured persons’ spouses and domestic partners for such insured persons’ wrongful acts
  • Subject to the applicable aggregate limit of liability, no cap on Chubb’s liability in the event the insured refuses to consent to a recommended settlement
  • Definition of Loss includes punitive, exemplary, and multiplied damages, where permitted by law, in the venue most favourable to the insured
  • Coverage for sold subsidiaries, whether sold before or during the policy period, continues during the policy period for acts committed during time as a subsidiary
  • Bilateral extended reporting period; any insured has right to purchase

Additional Product Information

It's only a matter of when you'll be sued by an employee.
It's only a matter of when you'll be sued by an employee.