Premises Pollution Liability Insurance in Country - Chubb
 For Businesses & Brokers

Premises Pollution Liability

Companies are increasingly aware of their environmental liabilities. This is due to changes in legislation and regulation, and because of increased pressure on all organizations to behave in a socially ethical and environmentally responsible way.

To address these liabilities, our Premises Pollution Liability insurance offers a broad range of protection for gradual as well as sudden and accidental first and third party environmental liabilities.

We work with clients to help identify potential environmental risks, offering solutions that minimize impact on profitability. We have a range of solutions from traditional risk transfer for simple operational exposures to tailored programmes specifically designed for complex projects.


  • By covering historical exposures the business is protected from the unknown
  • Offers practical management for environmental liabilities from start to finish
  • Using our network we can help clients address their varying environmental liability responsibilities around the world
  • Costs of cover are very competitive, assisted by our streamlined and efficient underwriting process
  • Product innovation keeps one step ahead of legislative changes

The menu of cover includes:

  • Remediation costs imposed by regulators, including own premises and any offsite land, water or natural resources.
  • Liability for third party bodily injury, property damage, clean up costs and nuisance
  • Liability under the EU Environmental Liability Directive and any associated member state law
  • Cover includes all environmental damage not just resulting from pollution
  • Losses caused by the transportation of products or waste
  • First party business interruption resulting from pollution conditions
  • Liability for damage to biodiversity including complementary and compensatory remediation costs
  • Loss mitigation costs – emergency expenses incurred in responding to an incident