Individuals & Families

Prestige Home & Contents

If you are the owner of a fine home or valuable contents, you should consider having insurance to match. Not all insurance companies offer the same benefits, so it’s important to know what you are getting before risking your most prized possessions with a low-cost home and contents policy.

Chubb’s Masterpiece is specifically tailored to protect prestigious homes and precious possessions. But we don’t sell on price. We sell on providing outstanding cover and first class service. For instance, if you have a covered loss with us, we will use the finest craftsmen available to return your home and belongings to their original condition. Or if it suits you better, we will give you cash—and unlike some other policies, there’s no depreciation applied.

Coverage Highlights

What it Covers

  • Extended Replacement Cost Coverage
    We’ll cover the full cost to rebuild your home after a covered loss even if this is more than the sum insured.  So it safeguards you from the consequences of under-insuring your home.
  • Cash Settlement Options
    You can choose to receive cash if you decide not to rebuild your home or replace your posessions in the event of a covered loss.
  • Your Choice of Craftsmen
    We allow you to choose your contractors and craftsmen. Most insurers insist that you use their preferred contractors. When you're insured with Chubb, you control the specialist repair of your home or posessions. You can feel confident that the highest quality of work is protecting the future value of your investments. 
  • Replacement Cost on Contents 
    When replacing your contents, Chubb pays you what it costs to replace the item today, up to your sums insured. So all your posessions, from clothing to sports equipment to valuable antiques are covered, without deduction or depreciation. 
  • Worldwide Cover for Accidental Loss and Damage
    Our broad cover means all your possessions are automatically covered wherever you are in the world for accidental loss or damage, even when you’re travelling or your goods are in transit or storage.
  • Environmental Coverages
    Masterpiece will help you protect the environment with a range of green covers you can depend on. From upgrading to environmentally friendly appliances to replacing the income you might be earning from putting energy back into the grid, Chubb understands your commitment to the environment. 

Congratulations to all the winners of our Masterpiece Sales competition. Maggie Shao from Macquarie Insurance Partners took out the main prize - a trip for two to the Yarra Valley in Victoria to attend the Tarrawarra Museum of Art festival 2019. Our three monthly winners all received a $250 Visa gift card. Well done to:

  • Sara Xie, Insurance Advisernet
  • Katie Sarre, Sarre Insurance Brokers
  • Andrew Logan, Logan Insurance Brokers

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