Unique insurance services for your unique insurance needs
You're not living a standard lifestyle, so you need more than a standard insurance company. Chubb understands that better than anyone, we have been insuring fine homes and valuables globally for nearly a century.
As craftsmen of insurance, we meticulously craft and deliver extraordinary insurance coverage and service for individuals and families with more to protect.
Learn more about Chubb Craftsmanship in the video below.
Masterpiece policy highlights
Chubb's Masterpiece policy is designed for individuals and families with significant assets to protect, and who appreciate superior levels of cover and service for their homes, contents, fine art, jewellery, antiques, collections and personal liability.
Masterpiece features superior coverage that will not only protect your possessions, but also your standard of living.
Personal Protection coverage as part of a Chubb Masterpiece policy:
- Personal liability cover: Masterpiece provides individuals and families with personal liability cover for a variety of circumstances where you are legally liable.
- Identity fraud cover: Masterpiece can protect you from financial losses that can result if someone assumes your identity for illicit purposes.
- Family protection cover: Cover automatically provided with Masterpiece to help defray the costs associated with recovery from events such as assault, carjacking, home invasion, child abduction, road rage, air rage, cyberbullying or stalking.
- Kidnap expense cover: Cover for expenses as a result of kidnap and ransom.
Broader coverage as part of a Chubb Masterpiece policy includes:
- Complimentary home appraisal: One of our professional risk consultants will visit your home to carefully note architectural details as well as the interior and exterior features that determine your home’s replacement cost and the amount of coverage you really need.
- Protection from underinsurance: Masterpiece Extended Replacement Cost Coverage will cover the full cost to rebuild your home after a covered loss even if this is more than the sum insured.
- Cash settlement option: You can choose to receive cash if you decide not to rebuild your home or replace your possessions in the event of a covered loss.
- Your choice of craftsmen: We allow you to choose your contractors and craftsmen to repair your home or possessions. You can feel confident that the highest quality of work is protecting the future value of your investments.
- Replacement cost on contents: Chubb pays you what it costs to replace all of your possessions without deduction or depreciation.
- Valuable articles coverage: Jewellery, fine art, antiques, silverware, wine and collectibles are all assets that demand particular attention. Maintaining their lustre, controlling their climate and managing their safe-keeping are measures that are imperative to protecting their value. Wherever you are in the world, Masterpiece will protect the true value of your precious items, giving you peace of mind so you can wear, use and enjoy them to the fullest.
This is just a sample of the superior insurance coverage available with Chubb Masterpiece.
To find out more, please register your interest with us now.
Outstanding claims service
The true test of an insurance company and your insurance policy is how it responds to claims.
You need to know that you are dealing with an insurance company experienced in handling significant claims and minimising the impact of those claims. You need an insurance company with an established record of going the extra mile, servicing and paying claims fairly and promptly by treating every client – from notice of a claim to resolution - as we would want to be treated.
We're committed to resolving your claim and making you whole again in days, not months. We'll treat you like a person, and proactively work with you to help protect all that's important.
Don't just take it from us - Chubb’s exceptional claims service propostion has been acknowledged externally as multi-award winning. A selection of recent awards received in Australia is below.