Personal Accident Insurance

Serious accidents happen unexpectedly. And they can take place at home, on holiday or while walking about. When they do, it’s important to have a solid accident insurance plan on your side, like Chubb Personal Accident Insurance. Unlike most, it provides protection against serious accidents and gives you the financial support you need to focus on recovery.

Coverage Highlights

What it covers

You may already have some form of insurance, but some of those policies may not cover you for serious accidents that can prevent you from returning to work. Even if a serious injury doesn’t interfere with your job, it could have a huge impact on you and your family as a result of ensuing medical expenses, months without pay, and also your inability to resume with the previous occupation. Chubb Personal Accident Insurance doesn’t shy away from serious accidents and provides a lump sum payout on eligible claims regardless of whether you return to work or not. That way, you get peace of mind to recuperate and move on with life.


  • No medical forms
  • Premiums range from $7.95 a month to $54.95 a month depending on what level and type of cover you choose*
  • Lump sum cash payment under the Serious Accident Benefit range from $25,000 up to $500,000 depending on the level of cover**
  • Lump sum cash payment on all eligible claims. If it’s an eligible serious accident claim, we’ll pay even if you choose not to return to work
  • Use the cash payments however you like – no restrictions
  • Pays regardless of other insurance products you may have
  • You can change your level of cover at any time
  • Free 24/7 referral helpline for emergency legal and medical assistance, home support services and home modification assistance in Australia
  • Global cover 24/7, even if you’re overseas on holiday

Chubb Personal Accident Insurance is issued and underwritten by Chubb Insurance Australia Limited, ABN 23 001 642 020, AFSL No. 239687 (Chubb). Chubb only provides general advice and does not consider your objectives, financial situation or needs. To decide if this product is right for you, read the Chubb Personal Accident Insurance Policy Wording and Product Disclosure Statement (PDS) and Financial Services Guide (FSG). Please also read the Chubb Privacy Policy.

*Premium for $7.95 a month is level 1 individual cover and $54.95 a month is level 3 cover for you and your spouse/partner. **$25,000 is level 1 cover for the lowest benefit payable under the Serious Accident Benefit and $500,000 is level 3 cover for the highest benefit payable under the Serious Accident Benefit *Cover is subject to the full terms, conditions, exclusions and limits of the policy.

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