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What Has Claims Settled Lately 

We take great pride in our claims handling responsibilities and over the years have built a name and a reputation for providing empathetic claims service in a fair and prompt manner.

As claims management has become increasingly complex, and lines of business more diverse, we continue to follow our original claims principle: treat each customer the way we would like to be treated, with empathy, promptness, expertise, fairness and integrity.

With over 6,000 Claims professionals worldwide and more than 100 based in Australia, we have the technical and local knowledge to expertly handle any claim.

Risk                        Industry               Business                              Amount               Chubb Approach 

Public Liability    Retail                     Casualty                               $2,300                   Empathy and guidance 

Cyber                    Technology         Financial Lines                   $816,323              Expertise in complex BI Claims    

A & H                     Specialty Risk     A&H                                       $9,000                   Empathy and fairness

Property              Personal               Personal Lines                   $10,000                 Knowledge and sensitivity to                                                                                                                                                      Insureds needs

Property              Commercial        ISR                                          $3,000                   Proactive claims handling             

Claim Scenario

Public Liability 

The Insured is the owner of a small grocery store in Perth, WA (Premises). On 8 June 2020, the Claimant (a retiree in her 60’s) was walking in the Premises when she tripped and injured herself. She issued a demand to the Insured for unparticularised costs associated with medical treatment.

Initial settlement discussions occurred with the Claimant and an offer of settlement was made.  This offer was rejected by the Claimant, who felt that her concerns were not being fully appreciated.

After spending time to understand the claimants claim the claims handler obtained the Insured’s agreement for a small increase in the offer to settle her claim. The offer was accepted. The Claimant advised that she was willing to accept the offer due to the time and kindness shown to her by Chubb.

Claimant Feedback

“Thank you for your professionalism & kindness in your handling of this claim, it was ever so appreciated. Management of people is ever so important, and you are an asset to your company."


The Insured fell victim to a phishing attack, which lead to the company being unable to tender for new contracts with one of their clients for a period of time, resulting in a loss of revenue. The Insured sought cover for BI Loss sustained and Chubb completed a thorough coverage analysis and engaged forensic loss adjusters to assist with the assessment of the claim. Chubb covered the full amount claimed, less the applicable deductible. These claims can be complex and whilst we required some additional time to complete a thorough review of this claim, the broker acknowledged and praised the claims handler’s work.

Broker Feedback

Thank you very much for your phone call and acceptance of this claim in full.

As discussed on the phone, I have personally been an advocate of Chubb Insurance for many years and my position to many of our larger clients is that if they have a claim, they want to be insured with Chubb. Even though this claim has taken longer than hoped, I do accept that large losses need to be thoroughly assessed and business interruption losses are challenging to validate.

The insured passes their thanks to Chubb. Thank you again for your support on this matter

Accident & Health

The Insured submitted a claim on the 7th Jan 2021 on behalf of his daughter who suffered a leg injury while skiing on a covered school trip. The claimant required surgery and subsequent physio rehabilitation. Upon receipt of the claim Chubb accepted cover the following day and requested further information required for processing the benefits. These benefits were processed within one day of receiving the requested information.

Initially the claimant’s father was disappointed that we were unable to cover expenses that fell outside of the policy provisions, however after reaching out to provide an explanation, he appreciated our clear communication, simplified claims process and prompt service. As a result, the claim was paid quickly, and the father sent a compliment to the school below.

Client feedback

The test of an insurer is always what they do at claims time. In that light, I cannot speak highly enough of Chubb insurance. They were clear at the outset on what they could legally cover.  They paid all the physio claims in full and on time.

Personal Lines Property

Severe weather events in March this year caused water ingress to the Insured’s property. The claim was submitted and later that day Brisbane went into a complete lockdown due to COVID-19. It was critical that the property was made safe as quickly as possible.  

Within two hours of the claim notification, the examiner engaged a Chubb panel builder to urgently attend that day to assess the extent of damage. Chubb authorised the builder to carry out the required make safe works the same afternoon. It was especially important that works were completed before the lockdown began.

Our examiner was able to quickly identify immediate risks to the client based on the first notification of damage and assess the urgency of works required to ensure that the Insured could safely reside in the property during the lockdown period.

Broker Feedback

"Thank you for your proactive approach! You must have worked wonders to get Maincom out there prior to lockdown this evening. Really appreciate your efforts and look forward to receiving further information once the roof report has been received."

Received from broker following finalisation of claim: "This is the first claim we have had this year where I have not had to follow up a single item along the way. Cannot thank you enough for the wonderful job you have done in managing this claim. "

Industrial Special Risks

The Insured's employee accidentally damaged the roller door of the Insured’s premises with a forklift truck. The examiner identified during triage that all information required to validate the claim was attached with the brokers initial claim notification. Our examiner was able to undertake a desktop assessment and pay the claim within 4 hours of Chubb receiving the notification.

Broker Feedback

Thanks for getting this claim paid within only hours of lodgment.  This is why I love dealing with Chubb.