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Like a work of art or a piece of fine jewellery, a fine bottle of wine or spirits can be a treasure, with special memories and unique stories.

With our broad coverage and unparalleled service, you can trust Chubb to help protect the very special things you’ve acquired over the years.


Chubb Wine & Spirits Insurance Highlights

  • Individualised coverage*

We offer flexible, worldwide coverage options to meet your unique needs. Cover an entire collection with blanket coverage, itemise your individual bottles, or do both. It’s up to you.

  • Optional cash settlement*

In the unfortunate event that your wine is irreparably damaged, lost or stolen, you can choose to take cash up to the sum insured rather than replacing if it suits you better.

  • Paying market value*

In certain cases, we’ll pay more than the amount itemised on your policy to account for increases in market value.

  • Coverage for Mechanical Breakdown*

We provide coverage for wine which has been damaged due to loss of power supply or mechanical breakdown of climate control equipment.

*These benefits are not included in all Chubb policies. Speak to your insurance broker to find out which product is right for you. 

Chubb Wine & Spirits Insurance Exclusions

Some of the primary exclusions include loss to wine caused by:

  • An intentional act by someone covered under the policy.
  • Extreme temperature, gradual deterioration or spoilage.
  • Stealing, theft or other misappropriation where directed by someone covered under the policy.
  • Wear & tear, fading, rust and corrosion.

The above represents a selection of Chubb's personal lines highlights and exclusions. For the full list of policy exclusions for each product, refer to the relevant policy wordings and product disclosure statements.

Have Questions?

Have questions regarding covering your collections? Contact a broker to get a quote.

It’s important to stay abreast of what’s happening in the market and how it might affect the value of your collections.
Chubb Masterpiece Brochure

Chubb Personal Insurance Brochure

Cover your wine, so you can appreciate it for years to come

Disclaimer: This content is brought to you by Chubb Insurance Australia Limited (“Chubb”) as a convenience to readers and is not intended to constitute advice (professional or otherwise) or recommendations upon which a reader may rely. Any references to insurance cover are general in nature only and may not suit your particular circumstances. Chubb does not take into account your personal objectives, financial situation or needs and any insurance cover referred to is subject to the terms, conditions and exclusions set out in the relevant policy wording. Please obtain and read carefully the relevant insurance policy before deciding to acquire any insurance product. A policy wording can be obtained at, through your broker or by contacting any of the Chubb offices. Chubb makes no warranty or guarantee about the accuracy, completeness, or adequacy of the content. Readers relying on any content do so at their own risk. It is the responsibility of the reader to evaluate the quality and accuracy of the content. Reference in this content (if any) to any specific commercial product, process, or service, and links from this content to other third party websites, do not constitute or imply an endorsement or recommendation by Chubb and shall not be used for advertising or service/product endorsement purposes. ©2020 Chubb Insurance Australia Limited ABN: 23 001 642 020 AFSL: 239687. Chubb®, its logos, and Chubb.Insured.SM are protected trademarks of Chubb.