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Your jewellery is more than just something you wear. These priceless pieces evoke memories of a special time in your life.

Whether it’s your engagement ring or a necklace passed down from your grandmother, we know your precious jewellery is often tied to memories of a special time and place in your life. With our extensive, flexible coverage and seamless service, we can help cover the very special things you’ve acquired over the years.

Chubb Jewellery Insurance Highlights


  • Individualised coverage

We offer flexible, worldwide coverage options to meet your unique needs and cover most causes of loss with no deductible. Cover an entire collection with blanket coverage, itemise your individual pieces, or do both. It’s up to you.

  • Optional Cash Settlement*

In the unfortunate event a valuable item is irreparably damaged or lost, you can choose to take cash up to the sum insured rather that replacing if it suits you better.

  • Automatic Coverage for New Items*

If you already have itemised jewellery, newly acquired items are covered for up to 90 days (25% of the itemised coverage up to $100,000).

  • Paying market value*

In certain cases, we’ll pay more than the amount itemised on your policy to account for increases in market value.

*These benefits are included in Chubb's Masterpiece and Masterpiece Signature policies only, and not included in the Chubb Home policy. 

Chubb Jewellery Insurance Exclusions

Some of the primary exclusions include loss to jewellery caused by:


  • An intentional act by someone covered under the policy.
  • Stealing, theft or other misappropriation where directed by someone covered under the policy.
  • Certain events including Acts of War, nuclear & chemical hazards.
  • Wear & Tear, gradual deterioration, rust and corrosion.

The above represents a selection of Chubb's personal lines highlights and exclusions. For the full list of policy exclusions for each product, refer to the relevant policy wordings and product disclosure statements.

Have Questions?

Have questions regarding covering your collections? Contact a broker to get a quote.

It’s important to stay abreast of what’s happening in the market and how it might affect the value of your jewellery.

Disclaimer: This content is brought to you by Chubb Insurance Australia Limited (“Chubb”) as a convenience to readers and is not intended to constitute advice (professional or otherwise) or recommendations upon which a reader may rely. Any references to insurance cover are general in nature only and may not suit your particular circumstances. Chubb does not take into account your personal objectives, financial situation or needs and any insurance cover referred to is subject to the terms, conditions and exclusions set out in the relevant policy wording. Please obtain and read carefully the relevant insurance policy before deciding to acquire any insurance product. A policy wording can be obtained at, through your broker or by contacting any of the Chubb offices. Chubb makes no warranty or guarantee about the accuracy, completeness, or adequacy of the content. Readers relying on any content do so at their own risk. It is the responsibility of the reader to evaluate the quality and accuracy of the content. Reference in this content (if any) to any specific commercial product, process, or service, and links from this content to other third party websites, do not constitute or imply an endorsement or recommendation by Chubb and shall not be used for advertising or service/product endorsement purposes. ©2020 Chubb Insurance Australia Limited ABN: 23 001 642 020 AFSL: 239687. Chubb®, its logos, and Chubb.Insured.SM are protected trademarks of Chubb.