Australians face all kinds of risks and challenges when overseas due to the differences in language, culture, politics and economics. To help you travel safely and confidently, we’ve compiled a quick list of things to think about as you plan your trip. 

  1. Consider boutique hotels.
    When it comes to international hotels, bigger isn’t always better. Instead of booking a large and highly visible hotel, consider staying in a smaller, boutique hotel, which may be less conspicuous and offer similar five-star amenities.

  2. Dress for the culture.
    When you’re travelling to a foreign country, it’s best to blend in with the crowd. Keep cultural differences in mind when choosing what clothing or jewellery to wear and bring. This will ensure you avoid drawing attention to yourself, your family and your wealth.

  3. Leave copies of your documents behind.
    Scan important documents, including your passport, driver’s license, visa and travel itinerary, and leave copies of them with a trusted friend or family member prior to departing. If something happens to your documents while you’re travelling, you’ll be able to get copies with a quick phone call.

    hiker reads map
  4. Get familiar with local road rules and terrain before renting a car.
    Navigating a foreign country can be hard enough without having to think about driving rules and regulations. You may face additional risks, as well as costs, if you’re in an accident while travelling. Make sure you secure appropriate insurance if you plan on renting a car overseas.

  5. Be cautious if you post on social media.
    When you or your kids post or geo-tag pictures or comments on social media, you may be letting burglars know that you’ll be away from home, and you’re telling a wide world of thieves and criminals where you are. Instead, wait until you’re back home to share your adventures online.

    young couple hiking the great wall
  6. Check your destination’s travel advisories and local news.

    Even if you’ve visited a country in the past, it’s wise to check with the Australian Government travel advisory service, smartraveller.gov.au, to get the latest country-specific travel advice. Some countries will have special requirements or warnings that may have changed since you last visited.

  7. Find out about any potential health risks.
    Will you need special vaccinations? Are there specific health risks associated with your destination? For example, a trip to Indonesia will put you at a higher risk of hepatitis and typhoid, so you might need to get vaccinations before you go. Start planning your overseas travel in advance, to make sure you’ll be up-to-date on all of your shots and medications.

  8. Purchase medical and travel insurance.
    According to a Chubb survey, 88% of Australians purchase travel insurance for their international trips. The key motivation related to concerns about general medical expenses and an accident overseas. Make sure your travel insurance covers medical expenses for injury or illness. Your travel insurance should also cover theft of valuables, damage to baggage and cancellation of flight plans.

Learn More: Personal Travel Insurance
Travel comes with many “what ifs.” Explore Chubb’s personal travel insurance coverage.
Travel comes with many “what ifs.” Explore Chubb’s personal travel insurance coverage.

This content is brought to you by Chubb Insurance Australia Limited (“Chubb”) as a convenience to readers and is not intended to constitute advice (professional or otherwise) or recommendations upon which a reader may rely. Any references to insurance cover are general in nature only and may not suit your particular circumstances. Chubb does not take into account your personal objectives, financial situation or needs and any insurance cover referred to is subject to the terms, conditions and exclusions set out in the relevant policy wording. Please obtain and read carefully the relevant insurance policy before deciding to acquire any insurance product. A policy wording can be obtained at www.chubb.com/au, through your broker or by contacting any of the Chubb offices. Chubb makes no warranty or guarantee about the accuracy, completeness, or adequacy of the content. Readers relying on any content do so at their own risk. It is the responsibility of the reader to evaluate the quality and accuracy of the content. Reference in this content (if any) to any specific commercial product, process, or service, and links from this content to other third party websites, do not constitute or imply an endorsement or recommendation by Chubb and shall not be used for advertising or service/product endorsement purposes. ©2020 Chubb Insurance Australia Limited ABN: 23 001 642 020 AFSL: 239687. Chubb®, its logos, and Chubb.Insured.SM are protected trademarks of Chubb.

Have questions?

Contact a broker today.

Tips & Resources

We help you stay ahead and informed with these helpful tips and tricks

Valuables
5 Factors That Make Wine Valuable
Whether you’re thinking about purchasing wine, or have started building a collection, it’s important to understand what factors determine t
Cyber
6 Ways to Protect Yourself From Hackers
Where was the last public place you visited that had Wi-Fi? These days, nearly every coffee shop, library, airport and hotel offers a way t