We understand that your house and what you fill it with are more than just belongings. They often build up over a lifetime and reflect what you have accomplished. Platinum Home offers extensive customer value and is backed by Chubb’s award-winning claims service.
Chubb Platinum Home Insurance Highlights
We will pay up to an additional 30% above the sum insured for your house in the event of a total loss as a result of a named catastrophe.
Whether it’s that precious engagement ring or impressive timepiece, Platinum Home provides generous cover for the things you cherish the most.
If we are unable to match materials used in repairing or replacing your house or contents, regardless of how much or little damage occurs, we will pay up to $10,000 to replace any undamaged materials in order to match.
We help you protect the environment by replacing your damaged appliances with a minimum 4-star energy rating. If your house has been totally destroyed, you can choose from a range of eco-friendly home additions when rebuilding your house, putting energy back into the grid.
Your possessions are automatically covered for accidental loss or damage when temporarily removed from your house, even when you’re travelling. We will also cover new contents purchased anywhere in the world, for example, while you are away on holidays.
Water Leak Detection
In the event of a water damage loss exceeding $10,000, we will cover the cost up to $1,000 to install a water leak detection and control system to prevent or mitigate a future occurrence.