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We understand that your treasures reflect your personal journey. That’s why we look for ways to help you cover your artwork, jewellery, wine and spirits, antiques, and more.




While typical homeowner’s policies are designed to cover your home and what’s inside, there is sometimes limited coverage for valuable possessions – such as jewellery, fine art, wine and spirits, and antiques – that may get lost, stolen, or damaged. With a Chubb Masterpiece policy, you can cover the special possessions that matter to you.


Chubb Masterpiece Valuable Articles Insurance Highlights

 

Individualised coverage

We offer flexible, worldwide coverage options to meet your unique needs and cover most causes of loss with no deductible. Cover an entire collection with blanket coverage, itemise your individual pieces, or do both. It’s up to you.

Optional Cash Settlement

In the unfortunate event a valuable item is irreparably damaged or lost, you can choose to take cash up to the sum insured rather than replacing if it suits you better.

Automatic Coverage for New Items

If you already have coverage for certain categories of valuable articles, newly acquired items are covered for up to 90 days for 25% of the itemised coverage (up to $100,000 for nominated categories).

Paying market value

In certain cases, we’ll pay more than the amount itemised on your policy to account for increases in market value.


Chubb Masterpiece Valuable Articles Insurance Exclusions
 

Some of the primary exclusions include loss to valuable articles caused by:

  • An intentional act by someone covered under the policy.
  • Stealing, theft or other misappropriation where directed by someone covered under the policy.
  • Wear & Tear, gradual deterioration, rust, corrosion & extreme temperature.
  • Cleaning, repairing, refinishing, altering, restoring, reframing, retouching or being worked on.




The above represents a selection of the policy highlights and exclusions. For the full list of policy exclusions, refer to Section 8 C of the Masterpiece Product Disclosure Statement & Policy Wording.

Have Questions?

Have questions regarding covering your collections? Contact a broker to get a quote.

 

It’s important to stay abreast of what’s happening in the market and how it might affect the value of your items.

Chubb Masterpiece Valuable Articles Brochure
Chubb Masterpiece Brochure

Insure your valuables with confidence.

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