While typical homeowner’s policies are designed to cover your home and what’s inside, there is sometimes limited coverage for valuable possessions – such as jewellery, fine art, wine and spirits, and antiques – that may get lost, stolen, or damaged. With a Chubb Masterpiece policy, you can cover the special possessions that matter to you.
Chubb Masterpiece Valuable Articles Insurance Highlights
We offer flexible, worldwide coverage options to meet your unique needs and cover most causes of loss with no deductible. Cover an entire collection with blanket coverage, itemise your individual pieces, or do both. It’s up to you.
Optional Cash Settlement
In the unfortunate event a valuable item is irreparably damaged or lost, you can choose to take cash up to the sum insured rather than replacing if it suits you better.
Automatic Coverage for New Items
If you already have coverage for certain categories of valuable articles, newly acquired items are covered for up to 90 days for 25% of the itemised coverage (up to $100,000 for nominated categories).
Paying market value
In certain cases, we’ll pay more than the amount itemised on your policy to account for increases in market value.