Whether it’s your engagement ring or a necklace passed down from your grandmother, we know your precious jewellery is often tied to memories of a special time and place in your life. With our extensive, flexible coverage and seamless service, we can help cover the very special things you’ve acquired over the years.
We offer flexible, worldwide coverage options to meet your unique needs and cover most causes of loss with no deductible. Cover an entire collection with blanket coverage, itemise your individual pieces, or do both. It’s up to you.
In the unfortunate event a valuable item is irreparably damaged or lost, you can choose to take cash up to the sum insured rather that replacing if it suits you better.
If you already have itemised jewellery, newly acquired items are covered for up to 90 days (25% of the itemised coverage up to $100,000).
In certain cases, we’ll pay more than the amount itemised on your policy to account for increases in market value.
Some of the primary exclusions include loss to jewellery caused by:
The above represents a selection of the policy highlights and exclusions. For the full list of policy exclusions, refer to Section 8 C of the Masterpiece Product Disclosure Statement and Policy Wording.
Have questions regarding covering your collections? Contact a broker to get a quote.
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