If you are the owner of a fine home or valuable contents, you may wish to consider having an insurance policy to match. Chubb's Masterpiece policy is world-renowned and is specifically tailored to cover valuable posessions. Chubb is known for being experts in Home & Contents insurance globally, offering outstanding cover and world-class claims service.
Chubb Masterpiece Home & Contents Insurance Highlights
With extended replacement cost coverage, after a covered loss Chubb will pay to have your home repaired or rebuilt to its original condition – even if the cost exceeds your policy limit. We will even pay for upgrades made necessary by the loss due to modern building codes.
Through complimentary home appraisals, Chubb’s highly trained risk consultants will visit your home to carefully note the things that turned your house into your home and help make sure you are adequately covered. Our risk consultants also assist with security, water damage and fire prevention advice.
In the event of a covered total loss, if you decide not to rebuild or to rebuild at another location, Chubb offers a cash settlement, up to your policy limit. The choice is yours.
If your home cannot be lived in due to a covered loss and you need a temporary residence while your house is rebuilt, Chubb will help you find a place to stay, whether that’s at a similar home in your local area if available or a suitable hotel.
In the event that the things inside your home are damaged, Chubb will replace all the details that turned your house into a home, from upgraded appliances to custom cabinets, flooring or carpentry. Plus, we’ll replace upgraded appliances based on the exact or latest model available. We’ll make sure your belongings are covered for the amount it costs to replace them today, without deduction for depreciation, up to the limit you chose on your policy. And Chubb doesn't require you to replace them. You may choose a cash settlement instead.
Extras aren't extra with Chubb. A Chubb Home & Contents policy includes extra coverages to help protect you in unexpected situations, ranging from tree removal after a storm, restoration of electronic data destroyed by a computer virus, or lock replacement if your keys are lost or stolen.
Chubb Masterpiece Home & Contents Insurance Exclusions
Some of the primary exclusions include loss to home and contents caused by:
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