Personal Insurances

Education Travel Insurance

Optimal coverage abroad.

Do you offer language trips or organise jobs abroad for a given number of months? Your customers need to view the time that they spend abroad as a positive experience. Unfortunately, however, there are many unforeseeable events which can diminish or negate this positive experience. That is why you especially, in your capacity as a language travel or student exchange organisation, need to offer comprehensive insurance coverage to your students, au pairs or language students.

Who might be interested in the insurance?

  • Language travel organisations, language institutions
  • Exchange organisations, au pair organisations
  • Organisers of study abroad programmes for high school students
  • Care staff and domestic staff agencies
  • etc.

Three Options

  • Overseas Health Protection (AuslandsKrankenschutz)
  • Overseas Top-Up Protection (AuslandsExtraschutz)
  • Overseas Complete Protection (AuslandsKomplettschutz)

Period of Insurance

  • For stays abroad lasting up to 180 days
  • It is possible to subsequently extend the cover for a further 12 months

Further Details

  • We offer individual solutions, depending on the particular requirements of your exchange programme
  • Included as a requirement e.g. as part of your agency fee or in the price of the trip


  • 24-hour emergency helpline
  • For a clear overview providing information on what to do in case of illness or in an emergency, we offer the information flyer "Better insured – More quickly informed" with an integrated helpline card. 

Overseas Health Protection

International health insurance, including medical assistance
  • Meeting the costs of medical treatment abroad
  • Emergency repatriation service in case of illness abroad
  • In case of full inpatient treatment, meeting the return travel costs of a person close to the insured person
  • Meeting the costs of travelling back to Germany and of returning abroad whenever e.g. a close relative has had an accident and/or the insured person suffers severe damage to his/her property at home

Overseas Top-Up Protection

Personal liability, luggage, personal belongings and accident insurance abroad
  • Personal liability insurance with a sum insured of up to € 1 million
  • International accident insurance

Overseas Complete Protection

Wraparound package of international travel cover at a preferential rate

consisting of ACE Overseas Health Protection and ACE Overseas Top-Up Protection


The purpose of this information is to provide a first overview of the possible insurance cover included in the Education Travel Insurance policy. For the full and legally binding terms and conditions, please refer to your policy documentation.