Personal Insurances

Group Accident Insurance

Occupational and personal accident insurance providing businesses with protection for their employees.

Employers who make a significant contribution to the safety of valuable members of their staff and key employees create a good impression. Group Accident Insurance affords businesses the opportunity to secure their employees' loyalty through a comprehensive package of employee benefits.

Scope

  • 24-hour Accident Insurance
  • Occupational Accident Insurance
  • Business Travel Accident Insurance

Benefits

  • Disability benefit payable as of 1% disability
  • Lifelong accident benefit payable as of 50% disability
  • Daily benefit payable as of the 43rd day of incapacity for work – or even earlier
  • Daily hospital benefit payable until the 365 Day
  • Accidental death benefit
  • Treatment at a health resort and/or rehabilitation assistance
  • Reimbursement of search and rescue costs
  • Reimbursement of the costs of cosmetic surgery
  • Reimbursement of the costs of workplace modification
  • Reimbursement of the costs of home/vehicle modification
  • Reimbursement of the costs of flying back from abroad following accident or illness

Dread Disease

Dread Disease the innovative additional module offered under Group Accident Insurance, provides you with financial protection against the loss of valuable key personnel as the result of critical illnesses.

Further Details

The insured persons do not have to be named; just the number of persons is registered once a year, at which point the up-to-date premium is calculated. This is the same for all the persons in a group, regardless of their occupation or risk category.

Premiums

The premiums are based on the number of persons, as well as the nature and amount of the insured benefits.

Information

The purpose of this information is to provide a first overview of the possible insurance cover included in the Group Accident Insurance policy. For the full and legally binding terms and conditions, please refer to your policy documentation.

Supplemental Products

Employers generally additionally purchase Business Travel Insurance for their employees. We offer comprehensive coverage while travelling on business at home and abroad.

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