Jewelry Care
With Valuable Articles coverage, your jewelry can be itemized, with each piece described and individually valued on your policy. By itemizing your jewelry, you don't have to worry about an accidental loss, chipped stone or stolen item. You can also help prevent jewelry losses or damages by following these simple tips to properly care for your valuables:

Preventing Damage
Always separate jewelry items by storing them in soft cloth in a jewelry box or a safe deposit box. Obtain fabric pouches from a jeweler or retailer. Make sure you leave enough space for each item in a jewelry box or storage area. Twisting and bending of semi-rigid chains and pieces can cause permanent damage.

Protecting from Loss
Jewelry should be checked periodically by your jeweler to make sure that prongs and clasps are secure. Never spray colognes or hair spray when wearing pearls as the chemical content can permanently damage your pearls. Pearls should be restrung every 2 to 3 years if worn frequently.

Guarding Against Theft
It's best not to keep your most precious jewelry in your bedroom or jewelry box. Statistics show that bedrooms are the first place burglars enter after breaking into a home. For optimum security, store valuable jewelry in a secure home safe, approved by Underwriters Laboratory (UL). When travelling, never pack your jewelry in your luggage and always use a hotel vault or security vault when you arrive at your destination.

Caring for Specific Pieces

• Watches - Replace broken or scratched crystals immediately - even hairline cracks can allow dust or moisture into the mechanism, threatening its accuracy. Check your watch clasp periodically to prevent accidental loss.
  
  
• Diamonds - Even though a diamond is the hardest transparent substance known to man, it's still important to be careful. Be cautious while engaged in rigorous activity and when cleaning the diamond, use mild detergent or a sudsy ammonia bath. Never let your diamond come into contact with chlorine bleach, as it can pit and discolor the mounting. Have your prongs and mountings checked annually and your stone professionally cleaned at least once a year.
  
  
• Pearls - Pearls need special care since they can easily dry out and become damaged due to lotions, cosmetics and hairspray. Have your pearls cleaned and restrung regularly to prevent pearl strings from becoming stretched, weakened or soiled. Wash pearls with mild soap and water after each wearing. Over time, perfume, cosmetics and hair sprays can erode the quality of your pearls.
  
  
• Gemstones - Guard against loose settings by having prongs and mountings checked annually. Because each gemstone is different, check with your jeweler for specific care and cleaning procedures.

Actual coverage is subject to the language of the policies as issued.