Insurance for Individuals

Exceptional cover and service for fine homes and possessions

Chubb is a leading insurer of those with significant assets to protect and who demand superior cover and service. We offer three tiers of policy according to the sums you wish to insure - starting with Initial, then Masterpiece, then a Signature policy. For simplicity, this site explains the cover provided by a Masterpiece policy. For more information about our policies please call your broker.

Highlights of a Masterpiece policy include:

• One policy for all your insurance needs - including cars and travel
• Cover for all types of properties - including listed and second homes
• Free home appraisal avoids the dangers of under-insurance
• No restrictive conditions, small print or under-insurance clauses
• "Agreed Value" approach (for possessions and cars) means we aim "to settle a loss before it happens"
• Worldwide "all risks" cover for all belongings - including accidental damage - even when travelling
• All contents claims settled on "new for old" basis - including clothes
• Your choice of either replacing items or receiving a full cash settlement

Why choose Chubb?

• Chubb is one of the world's leading insurers of fine homes, jewellery and fine art
• We aim to pay claims within 48 hours of agreeing the amount
• Since 2000 we have won more awards for our claim service than any other insurer including "Best in the Industry for Claim Handling", Insurance Times Broker Survey, Winner in 2007 and 2006
• "Personal Lines Insurer of the Year", Insurance Times, Winner: 2006, 2005, 2004, 2003 and 2000. Runner up: 2007, 2002 and 2001
• "Motor Insurer of the Year", Insurance Times, Winner: 2007 and 2006
• We consistently receive high ratings for financial strength from the leading credit agencies