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Personal Insurance

Unlike standard insurers, we create certainty by taking time to understand our policyholders’ needs and assets. No other insurer appraises every home it insures in the UK and agrees the value of every car upfront. This creates a transparency that helps quicken the claim service.

Personal Insurance

There are three tiers of policies (Initial, Masterpiece and Signature). Each is served by the same appraisal, underwriting and claim teams but the covers/limits may vary. Your broker can advise which is the most appropriate for you. For simplicity, this site highlights the Masterpiece covers.


Appraisal Service

Claim Service

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