Our loss control evaluations
Loss Control Solutions

Every business is unique so therefore every loss control evaluation we perform is unique. Our loss control professionals have the capacity to assess numerous risks that may affect your business. From structural and electrical problems to cyber crime and product defaults.

There is no ‘one size fits all’ but here we aim to give you an idea of what our loss control staff do and what you may expect from a visit.

Undertaking an evaluation of your property or liability portfolio is fundamental to understanding your risks, we will visit you at your premises to undertake this evaluation (referred to as a survey in the insurance world), this appointment will be arranged by one of our UK based dedicated support team, liaising with your broker and yourselves to arrange a date convenient to all parties.
As part of that procedure you will receive from us written confirmation of the appointment, detailing the types of information required.

Property evaluation
The most common type of evaluation we perform is on your property.
If you have more than one location, we will discuss the need or otherwise whether additional site visits are needed, this will be agreed with you.
The evaluation is designed to capture details about your property, its physical characteristics, including construction details, what the building is being utilised for, and an assessment of your exposures and level of management controls.
Once we have this information, and agreed any areas for improvement, we prepare a report for our colleagues within the underwriting department, and send you written confirmation of any areas identified which would benefit from improvement.
This process is designed to provide as much information about your level of exposures and controls, in order we can underwrite your risk more accurately, and to provide you with help and assistance so you may manage your exposures more effectively.

Liability evaluation
The risk of liability losses grows daily. Our loss control staff will assess your exposure in an attempt to minimise these as much as possible.

General liability
Chubb's general liability loss control services are designed to address the liability exposures of your premises in order to minimise loss severity and frequency to people other than direct employees. In particular, we focus on areas of high public footfall such shopping centres and retail outlets, as well as museums and other public buildings.
Our services include:

• Site assessment by our loss control professionals
• Documented findings with clear recommendations to deal with any inadequacies identified
• Comprehensive assessment and advice to minimise slips and trips
• Fire life safety advice, linked to our expertise in property protection

Products liability
Our loss control services team works with many different types of businesses, ranging from machinery and equipment manufacturers, through to raw materials, component, and chemical producers and distributors. We have experienced staff with an in-depth knowledge of worldwide products liability issues who can help you ensure that your quality and risk management arrangements are designed to promote product safety and minimise the potential for costly products liability claims.
Some areas covered:

• Worldwide product liability laws and standards
• Product warnings and labels
• Quality control management systems

Employers liability
Chubb's loss control professionals help companies reduce or eliminate factors in the workplace that can contribute to worker illnesses or injuries. We will help you identify potential causes of these injuries and illnesses to your workers. Loss control services also help manage the indirect costs associated with workplace accidents and their disruption.

Among the available services are:

• Workplace inspections and audits
• Safety management systems reviews
• Seminars and training – including IOSH accredited courses
• Support for specific risk assessment and reduction initiatives