Our loss control evaluations Loss Control Solutions
Every business is unique so therefore every loss control evaluation we perform is unique. Our loss control professionals have
the capacity to assess numerous risks that may affect your business. From structural and electrical problems to cyber crime
and product defaults.
There is no ‘one size fits all’ but here we aim to give you an idea of what our loss control staff do and what you may expect
from a visit.
Undertaking an evaluation of your property or liability portfolio is fundamental to understanding your risks, we will visit
you at your premises to undertake this evaluation (referred to as a survey in the insurance world), this appointment will
be arranged by one of our UK based dedicated support team, liaising with your broker and yourselves to arrange a date convenient
to all parties. As part of that procedure you will receive from us written confirmation of the appointment, detailing the types of information
Property evaluation The most common type of evaluation we perform is on your property. If you have more than one location, we will discuss the need or otherwise whether additional site visits are needed, this
will be agreed with you. The evaluation is designed to capture details about your property, its physical characteristics, including construction details,
what the building is being utilised for, and an assessment of your exposures and level of management controls. Once we have this information, and agreed any areas for improvement, we prepare a report for our colleagues within the underwriting
department, and send you written confirmation of any areas identified which would benefit from improvement. This process is designed to provide as much information about your level of exposures and controls, in order we can underwrite
your risk more accurately, and to provide you with help and assistance so you may manage your exposures more effectively.
Liability evaluation The risk of liability losses grows daily. Our loss control staff will assess your exposure in an attempt to minimise these
as much as possible.
General liability Chubb's general liability loss control services are designed to address the liability exposures of your premises in order
to minimise loss severity and frequency to people other than direct employees. In particular, we focus on areas of high public
footfall such shopping centres and retail outlets, as well as museums and other public buildings. Our services include:
Site assessment by our loss control professionals
Documented findings with clear recommendations to deal with any inadequacies identified
Comprehensive assessment and advice to minimise slips and trips
Fire life safety advice, linked to our expertise in property protection
Products liability Our loss control services team works with many different types of businesses, ranging from machinery and equipment manufacturers,
through to raw materials, component, and chemical producers and distributors. We have experienced staff with an in-depth knowledge
of worldwide products liability issues who can help you ensure that your quality and risk management arrangements are designed
to promote product safety and minimise the potential for costly products liability claims. Some areas covered:
Worldwide product liability laws and standards
Product warnings and labels
Quality control management systems
Employers liability Chubb's loss control professionals help companies reduce or eliminate factors in the workplace that can contribute to worker
illnesses or injuries. We will help you identify potential causes of these injuries and illnesses to your workers. Loss control
services also help manage the indirect costs associated with workplace accidents and their disruption.
Among the available services are:
Workplace inspections and audits
Safety management systems reviews
Seminars and training – including IOSH accredited courses
Support for specific risk assessment and reduction initiatives