Emerging information and communication technology (ICT) companies face unique challenges. Once your brilliant concept becomes
an actual product you need to start guarding against risks even before your product comes to market. Without correct insurance
a potential business partner may not sign a contract. Insurance protection is also needed when leasing office space and hiring
employees. Innovator steps in at this crucial stage to help your business get off the ground and give you peace of mind.
As your business grows, so does the cover from Chubb. Innovator is designed to be flexible in these initial stages of your
operation. We have over 20 years experience in providing creative solutions for the technology industry. So we understand
the environment you are in as well as the dangers you may face.
Innovator is a fully comprehensive policy and it comprises of the following key coverage features:
Property: Buildings, contents, tenants’ improvements, property in transit and more
Business interruption: In the event of disruption Innovator covers for increased cost of working or gross revenue
Products and public liability: This provides essential cover to help safeguard your assets in case of legal liabilities to third parties
Employers' liability: Covers your legal liability to employees for bodily injury
Errors and omissions liability: Covers the failure of your product or service to perform its function
Reputational injury: Covers you for libel, slander and product disparagement