Innovator
Chubb Commercial Insurance

Emerging information and communication technology (ICT) companies face unique challenges. Once your brilliant concept becomes an actual product you need to start guarding against risks even before your product comes to market. Without correct insurance a potential business partner may not sign a contract. Insurance protection is also needed when leasing office space and hiring employees. Innovator steps in at this crucial stage to help your business get off the ground and give you peace of mind.

As your business grows, so does the cover from Chubb. Innovator is designed to be flexible in these initial stages of your operation. We have over 20 years experience in providing creative solutions for the technology industry. So we understand the environment you are in as well as the dangers you may face.

Innovator is a fully comprehensive policy and it comprises of the following key coverage features:

• Property: Buildings, contents, tenants’ improvements, property in transit and more

• Business interruption: In the event of disruption Innovator covers for increased cost of working or gross revenue

• Products and public liability: This provides essential cover to help safeguard your assets in case of legal liabilities to third parties

• Employers' liability: Covers your legal liability to employees for bodily injury

• Errors and omissions liability: Covers the failure of your product or service to perform its function

• Reputational injury: Covers you for libel, slander and product disparagement

For more information or to get in touch with an Innovator broker please contact ukinnovator@chubb.com