Commercial Package Programmes

Chubb offers one of the leading commercial package programmes in the UK

Chubb's MasterPackage programme offers comprehensive, multi-line risk solutions with broad wordings. The combination of covers with our global network, financial strength, loss control and claim services have put MasterPackage at the front of the UK market.

Key covers:

MasterPackage overview

Coverage options include:
  • Marine
  • Business travel
  • Personal accident
  • Employers liability
  • Commercial property
  • Public and products liability - can include cover for financial loss and product withdrawal expense
  • Directors and officers liability
  • Commercial employee fidelity
  • Machinery breakdown
Advantages of MasterPackage:
  • Multi-line coverage combined in one policy for 'one stop shopping'
  • One main point of contact at Chubb
  • Specially trained package underwriters
  • Availability of by-line or cross-class deductibles
  • Seamless cover to prevent potential gaps
  • Flexible underwriting
  • Worldwide cover (subject to local limits and variations)
  • Co-ordinated multinational programmes
  • Chubb's expert loss control and claim services

MasterPackage for the legal profession

Coverage options include:
  • Property
  • Loss of income
  • Employers liability
  • Public and products liability
  • Personal accident and business travel
  • Electronic data processing property and media
  • Unlimited indemnity period and business interruption cover on the basis of loss of billable hours

MasterPackage for property owners

Typical client profile: managing agents, financial institutions, professional property investors. Coverage suitable for: long term investments, offices, shopping centres, light commercial/industrial properties

Coverage features include:

  • Full protection for unoccupied buildings
  • Chubb's "all risks" cover with "industry specific extensions", including:
    • no warranties
    • wide definition of buildings - includes landscaping, street furniture
    • trace and access
    • omission to insure
    • third party failure to insure
    • full rental protection includes provision for rent review and   anticipated rental income
    • liability for financial loss arising from any negligent act or   omission in connection with the management of the building
  • deletion of "average" (subject to professional valuations every three years)
  • property owners liability

MasterPackage Global Reach®

Designed for UK companies with multinational exposures, supported by Chubb's global network and capacity. With flexible Difference in Conditions/Limits extension and a guaranteed collectability clause

Coverage options include:

  • Marine
  • Business travel
  • Personal accident
  • Employers liability
  • Commercial property
  • Directors and officers liability
  • Commercial employee fidelity
  • Public and products liability, including financial loss and product withdrawal expense

For full details, please contact us at your nearest Chubb branch.

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