Educators' Professional Liability Insurance
Chubb Specialty Insurance
Administering an educational institution has always been challenging - and it certainly isn't getting any easier. While educators
are eager to take on the challenges of the classroom, it is the challenges of the courtroom that they can do without. Fueled
by a litigious society, numerous laws and highly publicized monetary awards and settlements - students, parents, the government,
and most often, fellow staff members are "dragging" even the best-run schools and well-intentioned educators into court.
Schools, board members, trustees, administrators and teachers must defend everything from their student admission policies
to their employment practices. Institutions can end up spending millions of dollars to defend a case against them and the
related damages or settlement amounts. Meanwhile, administrators, teachers and educators may find themselves personally and
financially liable for their alleged actions or inactions. Educational institutions and educators that are unprotected can
risk learning an expensive lesson.
To help educators and their educational institutions, member insurers of the Chubb Group of Insurance Companies (Chubb) offer
a comprehensive educator's professional liability insurance policy. This policy was designed especially to help address the
insurance needs of educational institutions, their board members, administrators, trustees, teachers and other employees.
Prior acts coverage
Broad definition of employment practices
Broad definition of educator's errors and omissions
Broad definition of claim
Coverage is determined separately for each individual (severability)
Spousal liability coverage
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