Deluxe House
Chubb Personal Insurance

If you are the owner of a fine home, you should consider having insurance to match. Not all insurance companies offer the same benefits, so it’s important to know what you are getting before risking your most prized possessions with a low-cost home and contents policy.

Chubb’s Masterpiece is specifically tailored to protect prestigious homes. But we don’t sell on price. We sell on providing outstanding cover and first class service.

What are the special features that are unique to Masterpiece that sets us apart from other typical policies in the market?

1. Extended Replacement Cost.
   Chubb understands what makes your house a home. Under the Deluxe House coverage, we have the Extended Replacement Cost option which is a unique feature of Masterpiece. After a covered loss, Chubb will pay to have your home repaired or rebuilt to its original beauty - even if the cost exceeds your policy limit. Most policies will pay only to the policy amount, however for Masterpiece we pay up to 200% of the policy limit under the Extended Replacement Cost option.
2. Cash Settlement Option.
   Should you decide not to rebuild or to rebuild at another location, Chubb offers a Cash Settlement, up to your policy limit. It's your choice!
3. Complimentary Home Appraisal.
   At Chubb, we provide a complimentary home appraisal for house coverage with sum insured of more than S$1 million. One of our professional appraisers will visit your house to note any special architectural details and interior features, and help to determine the amount of coverage you need. Our appraiser may also provide security and fire prevention advice and suggest ways to protect your valuables.  To learn more about our Home Appraisal service, click here.

Please refer to the Deluxe House Coverage for further coverage details.