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Life Sciences Insurance
Chubb Commercial Insurance

Being in a fast paced and highly innovative industry, life science companies would look for business partners who can keep up with them and this extends to their selection of insurance providers. With our commitment, expertise and tailored products, Chubb is the insurer of choice for pharmaceutical organisations, medical device companies, healthcare product service organisations and more. Chubb has been one of the top providers of insurance protection to the life sciences industry worldwide for more than 20 years. Chubb has a unit focused exclusively on the life sciences industry and continues to break through traditional boundaries with sophisticated insurance solutions that respond to the growing needs of this industry.

What does Chubb Insurance offer?

Chubb Insurance offers enterprise-wide solutions with specialised products for General Liability, Products and Human Clinical Trials Liability and Errors & Omissions. These products are precisely crafted for life sciences companies:


  • The hybrid General Liability policy offers a dual trigger-an occurrence trigger for Premises/Operations and a claims-made trigger for Products Hazard Liability. Traditional stand-alone policies are also available.
  • Errors & Omissions insurance helps protect businesses from lawsuits that allege financial losses due to failure of products or services to perform to specifications. It can be customised to respond to losses resulting from the need to stop using a product due to the risk of future bodily injury or property damage.


Chubb's multinational infrastructure delivers these insurance solutions on a global basis with a coordinated approach and dependable quality.

Who do we cover?
Chubb Insurance can provide insurance cover for the following:

Pharmaceutical Companies
Coverage is available for manufacturers of prescription and over the counter drugs and dietary supplements. We will also consider providing cover for manufacturers of veterinary products, provided these products are manufactured for the purpose of treating a disease;
Download Pharmaceutical Brochure

Medical Device Companies
Coverage is available for manufacturers of medical devices and laboratory equipment used in the research and development of new drugs and medical devices;
Download Medical Device Brochure

Drug Discovery Companies
Coverage is available under this category for companies such as biotech R&D companies developing new therapies based around genomics or proteomics and other studies of disease at the molecular level.
Coverage is also available for Bioinformatics companies in this category;

Contract Research Organisations
Coverage is available for companies in the business of providing support services to Pharmaceutical, Medical Device, or  Drug Discovery companies on a fee for service basis.
These support service activities can include contract research, laboratory work, clinical work (relating to human clinical trials), product design or development reviews.

Contract Manufacturing Organisations
Coverage is available for companies that provide manufacturing, packaging or labelling services to Pharmaceutical and Medical Device companies on a fee-for-service basis.

Human Clinical Trials
Notwithstanding that coverage for Human Clinical trials is an actively pursued class of business by Chubb Insurance, it is only available in conjunction with the full casualty program of the trial sponsor and is not provided in isolation.

How to apply
Please complete our Life Sciences Proposal Form and send it with a copy of your license agreements and/or standard terms and conditions to your insurance broker to request for a quotation from Chubb.


For further information Download Life Sciences brochure

Articles and resources on management techniques for the Life Sciences industry are available from our global website

To visit's Life Sciences resources page just Click on this link: Life Sciences Resources