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Excess Liability
Chubb Personal Insurance

It's About Helping to Protect Your Hard-Earned Assets

As many Chubb clients have discovered, you don't have to be a millionaire to be sued like one. The fact is, a single lawsuit - even if you win - can end up costing hundreds of thousands of dollars. And the greater your assets, the more you potentially have at risk.
Chubb Excess Liability Coverage can help protect you against personal liabilities that could attack a substantial portion of your assets (even with the liability coverage provided by your auto and homeowners policy). For example:

  • As you turn a corner in your car, you accidentally injure a successful entrepreneur in the crosswalk. Medical costs, lost earnings and damages amount to millions. And you are responsible.
  • A guest at your son's pool party — a 16-year-old boy — dives unknowingly and unwarned into the shallow end of your pool, and suffers devastating paralysis and injuries. You are sued for an enormous sum of money.
  • You're having a wide-screen television delivered to your home, and one of deliverymen slips and falls on your icy steps and breaks his leg.
  • You volunteer on the board of directors of your condominium association. The board installs a playground with a faulty swing and a fellow association member's child is injured. You are sued as a board member.

How much do you have at risk? See how Excess Liability Coverage from Chubb can help protect you.