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Life Sciences
Chubb Commercial Insurance

Technology-intensive companies such as biotechnology and medical device manufacturers thrive on innovation and change. But because most insurance companies are traditional by nature, obtaining the right combination of insurance products and services is often a daunting task.

Whether your company is a start-up firm focusing solely on research and development or a mature firm with both manufacturing and research facilities, you need specialized insurance protection that responds to situations unique to R&D operations in the fast paced and highly competitive life sciences industry.

Chubb Insurance has developed specialized products that respond to these unique needs.

We offer protection that includes:

  • Product liability coverage for bodily injury and property damage caused by drug, biologic or medical device.
  • Enhanced liability coverage for human clinical trials.
  • Coverage for clinical trials consultants’ professional services.
  • Coverage for product withdrawal expenses.
  • Coverage tailored to your biotechnology research and development property.
  • Coverage for business income losses arising out of a covered physical loss or damage to R&D property.
  • Innovative and flexible business income coverage for R&D operations.
  • Coverage for direct physical loss or damage to your property caused by or resulting from organisms, microorganisms, gas or liquid.
  • Additional coverage for pollutant clean-up and removal.
  • Errors and Omissions insurance for professional service companies such as contract research organizations and contract manufacturers.