Business Travel Accident Coverage
Accident & Health

Travel Accident Insurance for Employers (BTA)

An investment in the future of your business.

While you can't always prevent accidents from happening, your company can help protect your employees from an accident's resulting financial burdens.

By adding Worldwide Accident Protection insurance from Chubb to your benefits program, employees know this will help protect them from financial hardship in the event of an accident while traveling on company business or, if you choose, on a 24-hour business-and-pleasure basis.

With Worldwide Accident Protection insurance from Chubb, employees know you care about their well-being and the security of their family and that you value them enough to provide this important component of a complete benefits package. In short, a business travel accident policy is an investment in the future of your business, because it helps protect your most valuable asset - the personnel who are responsible for your organization's stability, success and growth.

"At-a-glance" format
Sleekly designed and completely restructured, Chubb's accident policy facilitates quick, easy understanding of coverages, terms and conditions. Written in clear, concise language, the format includes:

  • A table of contents that highlights key sections (such as exclusions and definitions), thus eliminating the need to search through the entire policy
  • A redesigned contract section that contains all key information - coverage, territory, exclusions and definitions
  • A schedule of benefits page that provides a "snapshot" of all coverages.

A portfolio of coverages tailored to your needs
Worldwide Accident Protection insurance from Chubb is innovative, comprehensive and flexible. It offers you the ability to customize a portfolio of accident coverages for everyone or select individuals within the organization.

With Worldwide Accident Protection, you can choose from a wide variety of coverages for either 24-hour business-only travel or 24-hour business and pleasure for your staff. All products, regardless of type or level of complexity are backed by superior customer service.  

Automatic accident coverages

  • Accidental Loss of Life.
  • Accidental Loss of Limb(s), Sight, Speech and Hearing.
  • Accidental Loss of Use.
  • Paralysis.

BTA 360o Optional Enhancements:

  • Emergency Out of Country Medical
  • Medical Evacuation and Repatriation
  • Political Evacuation
  • Kidnap and Ransom
  • Lost Baggage
  • Delayed or Damaged Baggage
  • War Risk

     BTA 360° Highlights

Travel Assistance Service

Chubb has teamed up with MEDEX, to deliver travel assistance services to its Accident Insurance customers.  Click on the link below for information on MEDEX.  MEDEX is an independent service provider.  Chubb does not have any ownership interest in MEDEX.  Please note that not all of the services outlined in the attached link are available on Chubb's Accident Insurance policies.  Please refer to your policy or contact your Chubb representative for more information.  

This is not a complete list of enhancements. Additional optional enhancements are available.


Business Travel Accident Coverage – Key Features:

  • 24 Hour worldwide insurance to, from and during business travel.
  • Insures Accidental Death & Dismemberment (AD&D) losses occurring up to a year after the accident.
  • Competitive accidental death benefit amounts.
  • Multiples of salary options.
  • Non-employee director insurance option.
  • Comprehensive benefits schedule including accidental loss of life, limb, sight, speech, hearing, loss of use and paralysis.
  • Flexible aggregate options.
  • Supplemental enhancements available.
New Business Application (.pdf, 51k) *

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