This literature is descriptive only. The precise coverage afforded is subject to the terms, conditions and exclusions of the
policies issued. Whether or not or to what extent a particular loss is covered depends on the facts and circumstances of the
loss and the terms and conditions of the policy as issued. Products and services referenced herein are not available in all
jurisdictions. Chubb Atlantic is a licensed insurance company in Bermuda only. Chubb Atlantic does not transact business in
the United States or any other country except Bermuda and therefore, except as permitted by law, does not engage in communication
with customers or brokers located outside Bermuda. Chubb Atlantic policies and reinsurance agreements are underwritten and
bound in Bermuda. Chubb Atlantic only accepts applications from and transacts business in Bermuda with Bermuda Brokers. Chubb
Atlantic is not licensed in the United States or, apart from Bermuda, in any other jurisdiction in the world.