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Home Business Property Insurance
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Chubb’s Masterpiece insurance not only offers you exceptional cover for your fine home and valuable assets, but it can also provide insurance protection for your home business needs as well.

These days an increasing number of Australians are choosing to work from home. However, many of them don’t realise that their standard home and contents insurance probably doesn’t cover their paperwork or office equipment if they are damaged or stolen. Such unfortunate circumstances could drastically effect the operations of a home business. So it’s important to have the right insurance cover in place.

Below are just some of the benefits that Masterpiece Home Business Property insurance provides.

Worldwide coverage
If you decide to travel, your business property is covered no matter where you go in the world (up to 20% of your Home Business insurance value).

Business continuation cover
This provides cover for the expenses you may incur when continuing to operate your business after covered loss at your residence (up to 40% of your Home Business insurance value).

Accounts receivables cover
This covers money the covered business is owed but is unable to collect because of a covered loss to the business' accounts receivable records (up to $10,000).

Business income cover
This covers any business income you lose because of a covered loss (up to 40% of your Home Business insurance value).

Credit card coverage
This provides cover for the covered business' legal obligation because of the loss or theft of a business credit card (up to $10,000).

Please refer to the Masterpiece Product Disclosure Statement and Policy wording for full coverage details including the policy terms, conditions and exclusions.