Valuable Articles
Chubb Personal Insurance
In the unfortunate event that your cherished valuables are lost, stolen or damaged, the last thing you want to hear from your
insurer is that they are not insured for their true value.
Chubb’s Masterpiece insurance is designed to provide the best protection available for your most valuable possessions, including:
- fine art/antiques
- jewellery
- wine collections
- rare books
- manuscripts
- silverware etc.
Masterpiece also offers you cover for your valuables that most standard insurers can’t match. Following are just some of the
unique benefits of insuring your valuable articles with Masterpiece.
Itemised cover
This allows you to list items in your collection separately from your contents cover. This way each item you list will be
insured for an amount determined by you.
Blanket cover
If you don’t want itemised cover, we can tailor a programme that covers every item under one blanket limit with a specified
limit per item. So if you have a loss, your valuable item/s will be replaced or repaired up to the insured limit.
Loss in market value cover
If a valuable with itemised cover is damaged and suffers a loss in market value as a result, Chubb will pay for the reduction
in market value up to the insured amount.
Pairs and sets cover
Often valuable items form a part of a pair or set. With Masterpiece, if one piece of an itemised pair or set is lost or damaged,
we will cover the replacement cost of the entire set. All we need is the remaining piece(s).
Optional cash settlement
In the unfortunate event a valuable item is irreparably damaged or lost, you can choose to take cash rather than replacing
if it suits you better.
Worldwide cover
With Masterpiece your valuables are automatically covered wherever you take them in the world.
Please refer to the Masterpiece Product Disclosure Statement and Policy wording for full coverage details including the policy
terms, conditions and exclusions.
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