Corporate Travel Insurance
Accident & Health

If you have employees who are required to travel either internationally or domestically while on business, you should make sure your organisation isn’t exposed to extravagant expenses they can incur. Expenses for medical treatment, emergency medical evacuation, flight cancellations or lost luggage are just a few of the common costs that companies can face when their employees are on business trips.

World events resulting from political and social unrest have further increased the risk of business travelling. So now it is even more pertinent for organisations with overseas travel commitments to ensure their corporate travel insurance is adequate.

Chubb’s Corporate Travel insurance is specifically designed to protect companies from all kinds of business travel expenses. Moreover, we remain one of the few insurers that continues to offer cover in the event of terrorism acts using biological, chemical and nuclear weapons and also for all other forms of terrorism.

You may think these are unlikely scenarios, but airlines have been known to delay flights because of such threats. And companies can become liable for their employees’ additional hotel, living, or alternative travelling expenses.

Policy benefits and entitlements:

• Cover for events resulting from any terrorist attack, including the use of biological, chemical and nuclear weapons
• 24 hour emergency assistance through Customer Care
• Medical expenses are insured for up to 24 months after the journey
• No prior declaration of trips required
• Cover for all journeys of less than 180 days
• Flat non-adjustable annual premium
• Optional 24 hour Personal Injury cover
• Blanket Insured Person coverage – so there is no need to name each person travelling
• War Zone coverage available
• Cover for a company’s regional or worldwide offices can be arranged, if permitted by local laws.
  

Coverage sections of the policy:

• Personal Injury
• Medical Expenses
• Emergency Medical Evacuation
• Repatriation of Mortal Remains
• Cancellation/Curtailment/Additional Expenses
• Personal Liability
• Luggage, Money, Travel Documents
• Alternative Employee and Additional Expenses
• Rental Vehicle Collision Damage and Theft Excess
• Missed Transport Connection
• Extra Territorial Workers Compensation
• Kidnap, Ransom & Extortion
• Political and Natural Diaster Evacuation
• Corporate Travellers Family Assistance
  

To view more information on our Corporate Travel Policy, click on the following links:

Download Corporate Travel Product Disclosure Statement (PDS)
Download Corporate Travel Policy
Download Proposal/Quotation Form
Download Claim Form 

For information on travel warnings and up-to-date travel advice please visit the following website

DFAT