Employment Practices Liability Insurance for Law Firms - ABA Employers Edge
Chubb's ABA Employers EdgeSM offers a solution to law firm employment practices liability (EPL) exposures. Chosen by the American Bar Endowment, a nonprofit
affiliate for the American Bar Association (ABA), as the exclusive provider for this plan, ABA Employers Edge is a comprehensive, stand-alone EPL insurance policy designed exclusively for the law firm community and is complemented
by Chubb’s superior claims-handling and risk management services.
Coverage Highlights ABA Employers Edge offers broad coverage for claims brought by partners and for claims for failure to make partner, and also includes:
Punitive damages coverage, where insurable by law.
Defense expenses coverage for breach of written employment contract claims.
No "intentional acts" exclusion, subject to applicable state law.
Advancement of defense expenses on a current basis prior to the disposition of a claim.
Broad definition of "Employment Practices Wrongful Act." Chubb's policy form includes coverage for actual or alleged wrongful
termination, discrimination, harassment, retaliation, third-party discrimination, third-party harassment, and other workplace
Early claim incentive endorsement. Policyholders who notify Chubb within 15 business days of an employment claim receive a
10% reduction (up to $50,000) in their deductible.
Claims Handling Chubb is committed to a high level of professionalism, open dialogue, and amicable dispute resolution. The result is prompt,
efficient, and fair claims handling. With ABA Employers Edge, Chubb's claims attorneys work directly with the insured to determine the most viable options when handling employment-related
Risk Management Recognizing the increase in employment-related claims in the law firm community and the increasing complexity of the employer-employee
relationship, ABA Employers Edge provides firms with a risk management program to further educate and assist insureds regarding the perils associated with
employment-related exposures. Chubb's risk management program includes access to our multifaceted Employment Practices Loss
Prevention Program. Resources include a wide array of employment tools and information available via web-based ChubbWorksSM , a toll-free hot line, a panel of consultants, and more - all designed to help companies reduce their EPL exposures.